Free Sample Risk Management Policy
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Sample Risk Management Policy


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SUBJECT: Risk Management

PURPOSE: To minimize damage to ABC’s physical, human and fiscal resources and to minimize the total cost of risk to ABC.

POLICY: It is the policy of Employer ABC to practice sound risk management procedures to minimize and control the ABC’s exposures and losses.

CONTENTS:

1.  Goals

2.  Practices

3.  Authority and Responsibility

1.     Goals

a.     To minimize damage to ABC’s physical, human and fiscal resources to minimize the total cost of risk to ABC.

b.    Provide for prompt correction or payment, to the extent that ABC is reasonably responsible, for any harm done to persons or properties by ABC or its agents.

2.     Practices

a.     Constantly identify risks ABC may be exposed to.

b.    Avoid unnecessary or unreasonable contact as best as possible.

c.     Implement loss control techniques to reduce the frequency and severity of losses.

d.    Insure areas or situations where large potential losses exist.

3.     Authority and Responsibility

The CEO shall appoint a risk manager who shall serve under him/her.  The Risk Manager has the authority and responsibility to develop and administer the program.  The risk manager shall be responsible for planning, organizing, coordinating, implementing, monitoring and controlling the risk management program.  This authority and responsibility shall not cross over into functional areas of ABC.  However, managers, supervisors, and employees shall cooperate with the risk manager.


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